Hard Money Lending

Minimum Loan Amount $2,000,000
Maximum Loan Amount $100,000,000+
Interest Rate 10% – 12.75%
Origination Fee 2 to 3.5 Points
Term Length 12 to 36 Months
Time to Close 2 to 3 Weeks
Maximum Loan to Value ($2MM-$5MM) 70%
Maximum Loan to Value ($5MM-$100MM+) 75%
Renovation Financing 100%
Lien Position 1st
Recourse Flexible
Acceptable Markets Nationwide Urban, Suburban, and Rural
Minimum Personal FICO Score None
Legal Fee Deposit Required
Appraisal Case-by-Case

Loan Scenarios

  • Purchase
  • Refinance
  • Blanket
  • Foreign Nationals
  • Condo Projects
  • Non-Recourse
  • Bank Turndowns
  • Quick Closings
  • Divorce
  • Vacant Properties
  • Distressed Locations
  • In Default, Foreclosure
  • Chapter 11 Exits
  • Line of Credit
  • Renovation
  • Discounted Payoffs
  • Does not Debt Service
  • Probate

Property Types

  • Residential Investment
  • Vacation Homes
  • Condominiums
  • Multifamily
  • Retail
  • Mixed-Use
  • Office
  • Single-Tenant
  • Special-Use
  • Restaurants
  • Hospitality
  • Leisure
  • Automotive
  • Self-storage
  • Mobile Home Parks
  • Owner-User
  • Industrial
  • Gas Stations

Please Send The Following To Receive Terms : submit@afunding.com

  • 3 Color Photos or Old Appraisal
  • 2019 and 2020 Profit and Loss
  • Rent Roll (if applicable)
  • Personal Financial Statement
  • Operating Agreement/By-Laws
  • Purchase Sales Agreement (if a purchase)
  • Hud-1 (if purchased in the last 3 years)
  • List of Improvements Made/Required
  • Resume/Background of Principal(s)

Alpha Funding Corp.

 

Alpha Funding Corp.

Innovative Lending Strategies, Accelerated Closings.

 

AMERICAN ASSOCIATION OF PRIVATE LENDERS