Nationwide Commercial Hard Money Lenders

Minimum Loan Amount $1,500,000
Maximum Loan Amount $35,000,000+
Interest Rate 10% – 12.75%+
Origination Fee 2 to 3.5 Points
Term Length 12 to 24 Months
Time to Close 3 to 4 Weeks
Maximum Loan to Value ($1.5MM-$10MM) 70%
Maximum Loan to Value ($10MM-$35MM+) 75%
Renovation Financing 100%
Lien Position 1st
Recourse Flexible
Acceptable Markets Nationwide Urban and Suburban
Minimum Personal FICO Score None
Legal Fee Deposit Required
Appraisal Required

Loan Scenarios for Commercial Hard Money Financing

  • Purchase
  • Commercial Bridge Loans
  • Hotel Bridge Loans
  • Multifamily Bridge Financing
  • Apartment Bridge Loan
  • Refinance
  • Foreign Nationals
  • Non-Recourse
  • Vacant Properties
  • Distressed Locations
  • In Default, Foreclosure
  • Renovation
  • Discounted Payoffs
  • Doesn’t DSCR
  • Condo Projects
  • Divorce/Probate

Property Types

  • Residential Investment
  • Multifamily
  • Hotels
  • Apartments
  • Vacation Homes
  • Condominiums
  • Multifamily
  • Retail
  • Mixed-Use
  • Office
  • Single-Tenant
  • Special-Use
  • Assisted Living
  • Automotive
  • Self-storage
  • Mobile Home Park
  • Owner-User
  • Industrial
  • Gas Station
  • Rental Portfolio
  • Hospital
  • Marina
  • Senior Housing
  • Car Dealership

Please Send the Following to Receive Terms to submit@afunding.com

  • Appraisal / Broker Opinion / Photos
  • 2023 and 2024 YTD Profit and Loss or T12
  • Rent Roll (if applicable)
  • Personal Financial Statement
  • Operating Agreement/By-Laws
  • Purchase Sales Agreement (acquisition)
  • Settlement Statement (refinance)
  • List of Improvements Made/Required
  • Sponsor Resume/Background

 

WHAT ARE NATIONWIDE HARD MONEY LENDERS?

If you’re looking to make an investment in multiple states across the country or plan to at some point down the line, partnering with nationwide commercial hard money lenders is one of the best things you can do. So, what exactly is a nationwide commercial hard money lender and how can they help you optimize your real estate portfolio?

 

What is a Nationwide Commercial Hard Money Lender?

A nationwide commercial hard money lender is a private money lender that offers financing options for commercial real estate investors in almost every territory in the United States. This includes private commercial loans in popular investment locations such as Miami, Dallas, Houston, and Austin.

Whilst a nationwide private money lender can be a friend or family member, generally they are ‘hard money lenders’ or firms that lend private money as opposed to government-backed securities. Nationwide private commercial lenders provide a range of short-term financing solutions including commercial bridge loans, non-recourse bridge loans and multifamily cash-out refinance options. These loans are usually secured by property, and are used to purchase and renovate an investment property. Accordingly, they are ideal for fix and flip investors, investors working on short-term projects, and buy-and-hold investors.

 

Why Choose a Nationwide Commercial Hard Money Lender?

Whether you’re just starting out or looking to expand your real estate investment portfolio, choosing to partner with a nationwide commercial hard money lender can be a strategic move with great rewards. By working with someone who has expertise in multiple locations and the ability to lend in multiple locations, you’ll be able to work with that same partner on purchases across the country. Accordingly, you’ll be able to grow and diversify your property portfolio without having to find a new hard money commercial real estate lender in each state or city you want to invest in.

 

Why Choose Alpha Funding Corp as Your Nationwide Commercial Hard Money Lender?

With so many bridge loan lenders out there, it’s important to choose the right one. So, why should you choose to work with Alpha Funding Corp?

Alpha Funding Corp is a nationwide commercial hard money lender offering effective solutions for real estate investors across the country. Private money lending is one of our specialties. Our principals and executives have over forty years of experience in real estate lending, giving us a background that most other lenders cannot match. We work with borrowers nationwide and offer competitive rates for our private money loans which range from 12 to 36 months.

We’re passionate about helping our clients achieve their real estate investment goals. Accordingly, we individually structure our transactions to fit the specific needs of each borrower, offering lending options that are unlike what you’ll find from other firms. Our nationwide hard money commercial real estate loans are tailored to suit your needs and help you achieve the greatest results. Our nationwide financing options include commercial bridge loan financing, apartment bridge loans, multifamily bridge loans and hotel bridge funding. With expertise across the country, we can help you with your projects wherever they’re located and offer a long-term partnership that can accommodate your growing portfolio and property goals.

If you’d like more information about nationwide hard money lenders or are ready to make a move on an investment, get in touch with Alpha Funding Corp today. Our residential and commercial bridge loan experts are happy to help answer any questions or get you started. We look forward to working with you.

Alpha Funding Corp is a leading provider of  commercial hard money loans for land and vacant property in Texas. Our land loans are ideal for property ranging from a few hundred square feet up to large acreage purchases. We strive to provide you the service you need, including quick closing loans on property that government-backed lenders may not be able to assist you with.

Alpha Funding Corp.

 

Alpha Funding Corp.

Innovative Lending Strategies, Accelerated Closings.

 

AMERICAN ASSOCIATION OF PRIVATE LENDERS